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Under the Federal Community Reinvestment Act (CRA),
the Federal Deposit Insurance Corporation (FDIC) evaluates our record
of helping to meet the credit needs of this community consistent with
safe and sound operations. The FDIC also takes this record into account
when deciding on certain applications submitted by us.
Your involvement is encouraged.
You are entitled to certain information about our operations and our
performance under the CRA, including, for example, information about
our branches, such as their location and services provided by them;
the public section of our most recent CRA Performance Evaluation, prepared
by the FDIC; the comments received from the public relating to our performance
in helping to meet community credit needs, as well as our responses
to those comments. You may review this information during regular business
hours.
At least 30 days before the beginning of each quarter, the FDIC publishes
a nationwide list of the banks that are scheduled for the CRA examination
in that quarter. This list is available from the Regional Manager, Division
of Supervision and Consumer Protection, 500 West Monroe, Suite 3300, Chicago,
Illinois 60661. You may send written comments about our performance
in helping meet community credit needs to Mr. Karl J. Ostby, President
and CEO, Southport Bank, 7027 Green Bay Road, Kenosha, Wisconsin 53142,
and the FDIC Regional Manager. Your letter, together with any response
by us, will be considered by the FDIC in evaluating our CRA performance
and may be made public.
You may ask to look at any comments received by the FDIC Regional Manager.
You may also request from the FDIC Regional Manager an announcement
of our applications covered by the CRA filed with the FDIC.








