Southport Bank offers a full range of personal checking accounts to meet your needs. Should you have any questions please contact us.
What would you expect from a local bank? Our FREE CHECKING Product has no monthly service charges and no minimum balance required. That’s why we call it “FREE”.
Additional Features:
- Free check safekeeping, or check images can be returned with statement for $5.00 per month
- Unlimited check writing
- Debit Cards or ATM cards are available (some restrictions may apply)
Additional notes:
- Opening deposit amount required is $100.
- Unlimited Cash withdrawals with your Southport Bank Debit Card/ATM Card at Southport Bank owned ATMs. A $1.00 fee will be charged for ATM transactions at non-Southport Bank owned ATMs.
Our DIRECT DEPOSIT CHECKING customers enjoy all the benefits of FREE checking, plus a few extras. A monthly direct deposit is required on this account.
Additional Features:
- Free check safekeeping, or check images can be returned with statement for $5.00 per month
- Unlimited check writing
- Debit Cards or ATM cards are available (some restrictions may apply)
Additional notes
- Opening deposit amount required is $100.
- Unlimited cash withdrawals with your Southport Bank Debit Card/ATM Card at Southport Bank owned ATMs. Direct Checking customers are not charged a Southport fee on the first four ATM transactions at non-Southport Bank owned ATMs. Each additional transaction at non-Southport Bank machines will result in a $1.00 fee.
Very reasonable minimum balance requirements make Interest Checking a popular choice for many Southport customers.
Minimum Balance and Fee information:
- $1,500 minimum daily balance, or $10,000 in a linked Money Market, Certificate of Deposit, IRA, or Savings account qualifies you for Interest Checking without any fees.
- There is a monthly fee of $8.00 plus $. 35 per debit for customers not maintaining the minimum balance.
Additional Features:
- Unlimited check writing
- Debit Cards or ATM cards are available (some restrictions may apply)
Additional notes:
- Opening deposit amount required is $100.
- Unlimited cash withdrawals with your Southport Debit Card/ATM Card at all Southport Bank owned ATM machines. Interest Checking customers are allowed four ATM transactions at non-Southport bank owned ATM machines. Each additional ATM transaction at non-Southport Bank owned machines will result in a $1.00 fee.
CLASSIC 55 CHECKING (Interest Bearing)
A popular product designed for those age 55 and over. Very similar to Interest Checking, but with some special benefits.
Minimum Balance and Fee information:
- Must be age 55 to qualify
- Minimum daily balance of $1,000 or $2,500 in a Money Market, CD, IRA or Savings account to avoid any monthly fees.
- A monthly service charge of $10.00 plus a fee of $.35 per debit will apply if the minimum balance is not maintained.
Additional Features:
- Free check printing (one box per order and style/quantity restrictions may exist)
- Free check safekeeping, or check images returned with statement for $5.00 per month
- Debit Cards or ATM cards are available (some restrictions may apply)
Additional notes:
- Opening deposit amount required is $100.
- Unlimited cash withdrawals with your Southport Debit Card/ATM Card at all Southport Bank owned ATMs. Classic 55 checking customers are also allowed four ATM transactions at non-Southport Bank owned ATMs. Each additional ATM transaction at non-Southport Bank owned machines will result in a $1.00 fee.
As much as we love to see our customers, we realize that making time to get to the bank can be difficult. Having your paycheck and other important checks deposited directly into your Southport Bank account is such a time saver. Best of all, direct deposit means you will never have to worry about having prompt access to the money you need for everyday life…because it’s there automatically.
Southport Bank strives to offer personal service and competitive products. Please review the account disclosures and our schedule of convenient services for more information regarding our checking account products, or stop by any of our branch locations or contact us with any questions.
BounceGuard™
BounceGuard™ is a non-contractual courtesy benefit that covers your overdrafts up to your limit so your checks aren’t returned to the merchant – saving you additional charges and embarrassment.
With BounceGuard™ we've got you covered if you:
- find your checking account running a little thin right before payday
- make an occasional mistake in your checkbook
- find yourself with unforeseen expenses at inopportune times
...and who doesn't?
BounceGuard™ covers your overdrafts up to $750.00* (subject to account type) so your checks, up to this limit, are not returned to the merchant.
There is no charge for BounceGuard™ unless you use it. Then there are standard NSF item and daily overdraft fees.
| Fees: | |
| NSF Paid Item Fee | $29.00 |
| NSF Returned Item Fee | $29.00 |
| Overdraft Fee, charged daily after 6 calendar days | $7.00 |
Additional information about BounceGuard™ can be found
by clicking here.
If you have further questions, please contact our Call Center at (262) 942-1111. We hope you enjoy the peace of mind BounceGuard™ offers you.
