Personal Checking
Southport Bank offers a full range of personal checking accounts to meet your needs. Should you have any questions please contact us.
- eZ Checking
- Free Checking
Direct Deposit Checking - Interest Checking
- Classic 55 Checking
- Bounce Guard™
- Other Convenient Services
eZ Checking
- Minimum Balance to Open Account : $100
- No minimum balance required; enrollment of eStatements required*
Fees:
- $10.00 per month without eStatements enrollment*
Additional Features:
- FREE ATM/Debit Card transactions at Southport Bank ATMs
- FREE ATM/Debit Card transactions at Non-proprietary ATM**
- FREE eStatements
- FREE Navigator Line
- FREE Lifeline Basic Online Banking
- FREE Online Bill Pay
*Two part enrollment process for eStatements includes sign-up and confirmation
**Non-Proprietary ATMs are terminals not owned or operated by Southport Bank. These terminals may assess additional fees for withdrawals, transfers and balance inquiries. Southport Bank will refund ATM fees charged at non-proprietary ATM. Original receipt must be provided to the bank within 60 days of the transaction date for refund to be credited to your eZ checking account.
Free Checking
- Minimum Balance to Open Account : $100
- No minimum balance required
- No monthly maintenance fee
Fees
- $1.00 per transaction for every ATM/Debit Card transaction at a non-proprietary ATM*
Additional Features:
- FREE ATM/Debit Card transactions at Southport Bank ATMs
- FREE eStatements
- FREE Navigator Line
- FREE Lifeline Basic Online Banking
- FREE Online Bill Pay
* Non-Proprietary ATMs are terminals not owned or operated by Southport Bank. These terminals may assess additional fees for withdrawals, transfers and balance inquiries.
Direct Deposit Checking
- Minimum Balance to Open Account : $100
- No minimum balance required; monthly direct deposit required
- No monthly maintenance fee with direct deposit
- 4 FREE ATM/Debit Card transactions at non-proprietary ATM* per monthly cycle
Fees:
- $1.00 fee per transaction over 4 for ATM/Debit card transaction at a non-proprietary ATM
Additional Features:
- FREE ATM/Debit Card transactions at Southport Bank ATMs
- FREE eStatements
- FREE Navigator Line
- FREE Lifeline Basic Online Banking
- FREE Online Bill Pay
*Non-Proprietary ATMs are terminals not owned or operated by Southport Bank. These terminals may assess additional fees for withdrawals, transfers and balance inquiries.
Interest Checking
- Minimum Balance to Open Account : $100
- Minimum account daily balance of $1,500 or $10,000 in a Money Market, CD, IRA or Savings
- 4 FREE ATM/Debit Card transactions at a non-proprietary ATM* per monthly cycle
Fees:
- A monthly service charge of $8.00 per month plus $0.35 per debit if minimum balance is not maintained
- $1.00 fee per transaction over 4 for ATM/Debit card transaction at a non-proprietary ATM
Additional Features:
- FREE ATM/Debit Card transactions at Southport Bank ATMs
- FREE eStatements
- FREE Navigator Line
- FREE Lifeline Basic Online Banking
- FREE Online Bill Pay
See Southport Bank’s Rate Sheet for current interest rate and Annual Percentage Yield.
* Non-Proprietary ATMs are terminals not owned or operated by Southport Bank. These terminals may assess additional fees for withdrawals, transfers and balance inquiries.
Classic 55 Checking (Interest Bearing)
- Must be 55 year of age or older to qualify
- Minimum Balance to Open Account : $100
- Minimum daily balance of $1,000 or $2,500 in a Money Market, CD, IRA or Savings
- 4 FREE ATM/Debit Card transactions at a non-proprietary ATM* per monthly cycle
Fees:
- A monthly service charge of $10.00 per month plus $0.35 per debit if minimum balance is not maintained
- $1.00 fee per transaction over 4 for ATM/Debit card transaction at a non-proprietary ATM
Additional Features:
- FREE ATM/Debit Card transactions at Southport Bank ATMs
- FREE eStatements
- FREE Navigator Line
- FREE Lifeline Basic Online Banking
- FREE Online Bill Pay
See Southport Bank’s Rate Sheet for current interest rate and Annual Percentage Yield.
* Non-Proprietary ATMs are terminals not owned or operated by Southport Bank. These terminals may assess additional fees for withdrawals, transfers and balance inquiries.
